Insurance & Warranty Tips


By getting an insurance policy you get financial protection/reimbursement against losses from an insurance company. There are many different types of insurance.

Home insurance: With a home insurance policy you can get coverage to repair/rebuild your home in case of a fire, theft, vanalism etc. Most insurance policies also provide additional living expenses if your home has been damaged, and coverage for clothing, furniture and other possessions. Having home insurance is not a legal requirement but it is highly recommended.

Motor insurance: With a motor insurance policy you can cover your car, boat, RV, two wheeler/bike, commercial vehicles like taxi, busses and trucks. Did you know that in most states in the U.S. it is illegal to drive without car insurance coverge?

people shaking hands, insurance text

Travel insurance: Travel insurance is a good idea in case you need to cancel your trip due to sickness, job loss or a fligh canellation. It may also cover travel delays, damaged luggage and lost luggage. Having travel insurance is not required, it's up to you.

Health insurance: With a health insurance policy you can reduce your medical bills to a more reasonable amount. You can get covered for medical expenses such as hositalisation costs, surgery, the cost of your medicine, doctor consultations etc. Most states in the U.S. requires you to have health insurance. You may have to pay a penalty for not having one.

Life insurance: A life insurance policy is a contract between you and an insurance company as a protection and security for your family. Depending on the policy the insurance will pay a lump sum to your beneficiaries after your death. The money can be used for anything.

Renters Insurance: Renters insurance is a type of insurance policy that provides financial protection to individuals who rent their homes. It covers personal property and belongings in the event of damage or loss due to events such as fire, theft, or natural disasters. It can also provide liability coverage in case someone is injured while on the rental property.

Renters insurance is an important consideration for anyone who rents their home, as it can help to protect their belongings and provide peace of mind. Many landlords require tenants to have renters insurance as a condition of their lease agreement.

Renters insurance policies vary in terms of the coverage they provide and the cost. It is important for individuals to carefully review their policy and understand what is and is not covered. Some common exclusions from renters insurance policies include flooding and earthquakes, so it may be necessary for individuals to purchase additional coverage for these events.

In addition to protecting personal property, renters insurance can also provide coverage for temporary living expenses in case the rental property is uninhabitable due to damage or other events. This can include expenses such as hotel stays and meals.

To obtain renters insurance, individuals can contact their insurance provider or shop around for a policy that meets their needs and budget. It is important to compare policies and review the fine print to ensure that the policy provides the desired level of coverage.


Liability insurance: Liability insurance is a type of insurance that protects individuals and businesses from claims arising from injuries or damage to other people or property. It covers legal fees and any resulting judgments or settlements, up to the limit of the policy.

There are different types of liability insurance, including general liability, professional liability, and product liability. General liability insurance is commonly held by businesses and covers claims arising from accidents or injuries that occur on the insured's property. Professional liability insurance, also known as errors and omissions insurance, covers claims related to mistakes or negligent actions in the course of providing professional services. Product liability insurance protects against claims arising from defects or malfunctions of products manufactured or sold by the insured.

Liability insurance is an important consideration for individuals and businesses, as it can provide protection against financial loss in the event of a claim. It is typically required by law for certain types of businesses, such as healthcare providers and contractors.

In addition to providing financial protection, liability insurance can also offer peace of mind and help to protect the reputation of individuals and businesses. It is important for individuals and businesses to carefully review their insurance needs and choose a policy that provides the desired level of coverage.


Below are some articles that may help you on your way to pick the perfect policy for you.


brick apartment building in Boston
Insurance Tips

8 Things You Need To Know About Renters Insurance in Boston

October 16, 2023

This article highlights the significance of renters insurance in Boston, addressing cost-effective coverage options, liability protection, and the need for additional coverage…

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for rent sign in a window
Insurance Tips

What is Renters Insurance? Is it Worth is?

August 12, 2023

Renters insurance is a type of property insurance that covers your personal belongings and provides liability protection if someone is injured in your rental unit…

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part of a dishwasher
Insurance Tips

The Best Ways to Save On Appliance Repairs & Replacements

May 31, 2023

Save on appliance repairs with an affordable home warranty. It provides financial protection and peace of mind for homeowners, especially for older homes or individuals with specific…

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large yellow house, green lawn
Insurance Tips

Will homeowners insurance go up after one claim?

March 30, 2023

Typical homeowners insurance policies usually cover four types of accidents on the insured asset or property: interior damage, external damage, destruction or loss to private…

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laptop, paper with umbrella and the word insurance
Insurance Tips

Protecting Your Real Estate Investment with Insurance

January 12, 2023

Real estate insurance covers liability claims against the homeowner if someone is injured on their property, and It can also cover different types of losses that are due…

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Arial view of Boston at night
Insurance Tips

Is Car Insurance Mandatory for Drivers in Massachusetts?

November 22, 2022

In the state of Massachusetts, all drivers are required to have a minimum of liability insurance. This insurance protects drivers in the event that they cause an accident…

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A cople looking at a house
Insurance Tips

The Main Benefits Of Having Homeowners Title Insurance

July 09, 2022

As a homeowner, you want to do everything you can to protect your investment. One way to do that is to purchase homeowners title insurance. Title insurance protects you from …

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insurance policy paper, money, magnifying glas
Insurance Tips

How to Choose Car Insurance in Massachusetts

June 16, 2022

Similar to most other states, Massachusetts requires minimum insurance coverage. You have four compulsory coverage in the state including bodily injury to other people …

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house, keys on a table
Insurance Tips

6 Types Of Insurance That Cover Real Estate Damage

May 09, 2022

Depending on the type of property you own, these are perhaps the most crucial kinds of insurance for you to consider. Options such as flood insurance, general homeowners insurance…

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house, hand
Insurance Tips

A Better Understanding of the Importance of Property Insurance

May 05, 2022

Some people wait until their house has caught fire or their car has been totaled before they realize how much money and hassle they could have saved themselves if they had only been…

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Insurance Tips

By The Numbers: Natural Disasters at Home

March 02, 2022

Natural disasters are unavoidable, especially now that the climate is changing. Understanding which disasters affect your home is the first step to protecting yourself from…

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Insurance Tips

4 Tips to Help Choose a Home Warranty Plan

September 26, 2021

Home warranties cover various things such as appliances, plumbing, electrical systems, and heating or air conditioning units. You must research your coverage options before signing up for anything…

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modern kitchen, white cabinets, brown island
Insurance Tips

Simple Tricks To Help You Choose A Perfect Home Insurance

June 09, 2021

Living life without insurance for yourself and your properties is a big risk. You never know when disaster can strike so it's best to be prepared for what can happen. Keeping yourself and your …

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house, car, family under a red umbrella
Insurance Tips

Make Your Insurance Claim Easier And Faster With These Useful Tips

June 04, 2021

As getting in an accident was not tragic enough for you, you often need to go through a ton of bureaucratic paperwork to make the most out of your unfortunate situation. Making …

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private mortgage insurance written on a piece of paper
Insurance Tips

Benefits of Taking Out a Mortgage Insurance

June 15, 2020

If you take out mortgage insurance, it means either purchasing additional coverage from an insurance company or getting rid of it completely. In some instances, it's not practical to continue …

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house on fire
Insurance Tips

Landlord House Insurance - Residential & Commercial


Whether one is an individual renting out a second home to tentants or a property tycoon with plenty of apartments for rent, whether the property is residential or commercial…

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