Planning for retirement usually deals with a lot of budgeting and financial planning but one often overlooked aspect is the retirement home. Choosing a retirement home requires careful planning as the best option is dependent on your needs and budget.
Selecting the right retirement living option depends on your lifestyle, long term living care requirement, budget and a host of other factors. It is essential to get the right retirement home so you can enjoy the best care possible. But it goes beyond selecting any home, as you need one that caters to your very needs.
Do you like a lot of activities? Then a home with swimming pools, recreational activities and clubs should be top of your list. Same goes for seniors that love to stay fit going for facilities with fitness centers and trainers.
Some of the popular senior living choices available now include independent living communities for a maintenance-free lifestyle, assisted living facilities for seniors requiring daily support and medicare, continuing care retirement communities (CCRCs) that allows retirees to move between different living options, and memory care which is made for seniors with memory loss.
Here's how you can choose the best retirement home:
First thing you should do is understand all the retirement home options available to you. What does each choice entail? Here are some of the top choices you have:
All these options mean little if you don't find them valuable, which is why the focus should be on your needs and how they overlap with the living home features. What's your current health need? Do you have a chronic condition that requires a certain level of care? These types of questions will help you make an informed decision.
You should even go further by considering your possible future health needs and check if the retirement home can cater for that. Consider your mobility and the most suitable location. Do you need to be close to family?
After assessing your needs, you can start seeing some patterns and amenities that are important to you. With this in mind, you can evaluate the amenities these living homes offer and see which ones have the most suitable offering. Some of the amenities you should look out for include dining options, recreational activities, health and wellness services, among others.
Typically, the more amenities on offer and care a senior requires, the higher the cost. Keep this in mind as you make your budget for the retirement living home. Also, you want to consider your financial situation to see if you can afford the option over a long period.
Take some time to do a deep dive only researching the homes and reading reviews about their services. You should see verified reviews about what they offer and services, especially how their staff handle seniors. However, it is not enough to search online, schedule visits and get a first hand view of the facilities. Here you can ask questions and get a clear answer.
Consider the type of safety features in place. First off, there should be 24/7 security in the facility with on-site personnels, surveillance and security entrances to ensure movement in and out of location is monitored. The building should have emergency call systems around including call buttons in the rooms so seniors can get help when needed. Some of the safety and security features to consider include non-slip floors and grab bars.
Time to make the decisions; however, you're making it with the help of all the information you've gotten through your research and analysis. Weigh the pros and cons of each choice against your preference and see which one is more suitable. You can even ask for inputs from family members on the retirement living option to choose.
Before you can successfully select the perfect retirement living home, you must first understand the options available to you and the specific requirements you have. These two alongside researching the amenities and services on offer in these homes, will help you choose the right option.