cancellation of coverage in Nevada. This is fine provided we pay premiums and also live within the state. Also if one undergoes marriage divorce, then he or she loses eligibility of insurance coverage, then can buy a conversion policy.

Whenever we get sick, we need not worry about cancellation of our health insurance coverage. Nevada state health insurance law provides guaranteed service, which says one can't turn down an employer from a group health plan, on the grounds of health status, age etc that predicts the use of health services of all others in the same group. It also offers free health policy for pregnant women, families with children, elders, people with disabilities or those with low in comes. In fact one with very low income, has rights for free health coverage not just for him or her but for all family members also.

Taking case of non-insurers in Nevada, even if they don't have health insurance, their employer in all probability will have one as a group including them. So, they have to know nuances of their insurance plan and thereafter how he or she can secure life of their family members also. One has to take quality time for

the same, without which it's not easy to understand which plan suits them, best as a whole.

Basic priority for us is to choose a suitable insurance. As we know it takes a task before we get one plan we feel at ease. There are several health insurance plans, all are good, but we need to make sure to find one best plan for us. Some plans are better, and some other best. Plans depend on the cost of premium, and also quality services offered because of the same. Depending on our situation, and best services offered, one could say which plan is better than others, which depends on one's circumstances, and costs. So, getting what we want is the primary concern for our future. While finding a suitable health insurance plan for us, we must not forget plans may change with passage of years. One can find it in the plan application itself.

When we get a new job, we will be getting group health coverage through our job, and the company itself will provide it. We will get time before coming under the cover of insurance, and so it's better to discuss its limits with employee benefits office or our own lawyer. Company where we work will also give us freedom to switch plans, if we deem they are better suited for us, but this happens only once a year. So, in a way once we choose a plan, we have to keep it for at least one year. Added to this, if we want to go for individual health care insurance, then we are free to do so, but as name goes its premium costs are more than that of group health insurance. There are ways and means of getting into insurance basket if people concerned are in very small groups or they are into business or the self employed.

Very important aspect of health policies these days is pre-existing conditions, which is nothing but a diagnosed medical condition before we choose any plan. Some years back, people with pre-existing conditions are not covered into some insurance plans. But with the onset of Health Insurance Portability and Accountability Act there's change in the ground reality. This law allows companies to insure residents, even with pre-existing condition, if he or she was insured for at least a year before that. Take for example, if we need to change to another job, and if we suffer from an illness, which is chronic, then when we choose a new plan at another company, the new provider takes our pre-existing conditions. So we need not worry about it now onwards. It's always wise to speak with our employer benefits officer or even a careful look at new health insurance plan will do.

With increase in better medical treatment, quality rise as to how well we can tackle diseases and other ailments health system lead to tremendous improvement in the recent past. It not only gives is to live securely but gives a means of financial protection against risks for our life. So immediate need is to get suitable health insurance for us and for all family members. There has to be awareness as to why we need to choose health insurance. There are millions who don't even understand veracity of this argument. It's not something one can take easy.

It's utterly wrong to surmise that we don't need health insurance when we are physically fit and doing great. We should not be lethargic when we deal with health issues not just for us, but for all family members. No one knows when we may become unwell, so it's a best way of guarding against future problems. If we can't go for expensive insurance schemes, depending on our need we can go for affordable policies for all family members. It's nothing but a well-guarded protection for our future. You may well know that prevention is better than cure, and the sooner we act the better. It goes well when we say to ourselves, well begun is half done.

Nevada State Health Insurance not only protects us from huge medical expenses, but it really saves our precious time. Take for suppose, if we met with a tragedy like accident, then we may not be able to take money as it demands. Either we can avail treatment by the insurer or can claim the same with proof of medical bills. More than money, time to save a life is what stands tall when we discuss role of health insurance in our life. So get insured and be happy with Nevada Insurance and keep smiling forever.