Usually there has to be a waiting for non-urgent operations, where as it can be done in few days at private hospitals. Thats the major advantage of having it. In the past private hospitals are for not-so-urgent operations, where as its a turn around now. It's never possible for someone to wait for a heart surgery, wherever he or she goes. Private health insurance is not just for saving quality time, but also for having quality treatment. To understand gravity of situation, there are deaths reported because of waiting for getting urgent operations. We cant expect every hospital to treat hundreds of operations a day, but we can expect hundreds of good hospitals to come to rescue when people need them badly. We can save lives when we have time at hand.

It's true that our health is invaluable. We must take all the care when it comes to dealing with our most precious possession. We have to maintain our immune

system, where there is always a scope for decay, which is human in nature. We can never expect when a dreaded disease strikes us, or what may happen with our health. With Private health insurance we can have our own choice of doctor. It makes us to save our time also along with getting luxurious medical treatment. Our medical insurance is an agreement in which we pay a stipulated consideration, which is called 'premium', to the insurer in return for which the insurer agree to pay for any treatment, which may cost thousands of dollars whenever we are admitted to hospital. The purpose of private insurance is that when we avail some medical services insured, we need not bother paying at the time we receive service.

Major advantage of choosing Private health insurance is waiting period for us to get treatment, because we can have our own choice when it comes to choosing a doctor. When our illness demands immediate medical attention, time will be the crux of the matter. With private medical insurance we can also get double advantage of treatment in a public hospital also. When we avail treatment in a public hospital, we will be treated as if we opted for government insurance, where as when we go for private hospitals the private insurer will treat us. So, we can take advantage of any hospital, when we really need.

Not having Private health insurance surely affects our daily life, when we keep being worried if anyone in our family falls ill or how we going to pay for doctors and medical costs. This way we can easily remove constant worries lurking in our mind. Before opting for suitable medical insurance, we need to be choosy as to which plan suits us best. There's change in insurance plans with passage of time, as premiums depend on insurance plans, and taking into account insurer's details. So it's clear that they don't cover for all needs, which is basic concern of one and all. So a basic insurance isn't the same as other health insurance plans. There's wide difference, and they depend on our needs and on us also. It depends on how secure our finances are, on our options at hand, risks we are supposed to take etc.

We need medical insurance not because it covers our expenses when we fell ill, or it's not whether we are diagnosed already, but most importantly it helps us to lead a better life. Major advantage of having private insurance is we need not worry constantly regarding our health. After all cool head is what it takes for us to do better in everything we do in life. Certain plans cover certain types of care, so by understanding in detail we help ourselves as to how to budget our money. So if need be, we can go for better plans, with higher premiums. It's not advisable to limit plans when it comes to the value of health insurance plans. It's all about using benefits that accrue from private insurance, using prevention to avoid health problems we encounter in life.

These days there's tremendous improvement in medical standards, with increase in demand for treatment from all sections of society. Not long ago, we didn't think about organ transplantation as an option. Now it's something that happens pretty easily. Same will be the case with coronary artery bypass surgery also. All in all there are thousands waiting to be treated and their numbers are growing day by day.

We must take care while choosing suitable private insurance. What illness they cover depends on each policy, and here we must be aware of pitfalls that accrue also. Some diseases are of our scope of prediction, and we can't do anything about it. We can't expect to cover unpredicted illness in policies we choose. It's as simple as it goes. But we can make sure our health is secure at the most. We will get what we pay for! That's why it's really vital to get to basics and do something things that matter for us first. So we can be happy forever, with a plan that suits us.

People need a sense of security that they can avail treatment with loads of options beforehand. With private insurance major advantage is time and another is that we can be treated by our own convenience and by a doctor of our own choice. All said and done, private insurance ensures security when we face health hazards of any magnitude. Having insurance makes us to recover fast, so that we can concentrate on recovery, and not on disease. On lighter vein no insurance is a guaranty we won't fall ill, or be killed in some traffic accident! So all said and done, it's never late to go for private medical insurance that suits our needs.