Small Business Financing for Woman

In todays emerging world , where women stands is a question of importance. though the west has taken the women entereprenuers long back , still women have to achieve many goals in this field.

Now the trend has taken women on high and its a real welcome change.but as we can see that many women are deprived of studies, either financially or because of some other social problems, and not supportd morally mentally and as had to end their careers in middle it self.

Women and Business and Women in Business:

As the globalisation is taking place, the libralisation is taking a front step,and due to this the World has become a small place. we can easily get the information what we want in just minutes.thus , women should utilise it to its full extent.

Microenterprises are mostly operated and owned by the women in developing countries and in developed countries women are starting their own business and becoming the managers in their own right.

Thus, the finance sector is also taking initiative to help and make grow the small industries or small bussiness.and there is a special consideration for women who wants to start their own bussiness and achieve something in life.

there are certain objectives which women have to bore in mind ,to acheive targets,because business doesnt grow only with the finance, the management administartion along with managing funds is very necessary.thus,these objectives and benifits are

a) To determine success the identification of keyfactors is much important.

b) Evaluation of credits.

c) Setting up of the bussiness function

d) Business porfolio - improvement management

e) Smoother transition

f) Increase in productivity

Some of the organisations which help women achieve and expand their bussiness financially and productively are many ,these site give more info and they emphasis on the growth.

These financial institutions are the bankers, credit unions, and many more. but to have a stable and good finance support its better to trust and go in for the regd banks which provide financial support with less interest rates and the time period of repaymnent will be more.as this support is for women the documentation process will be minimal and the women entrepreneures can easily get the loan and can really start a bussiness ofcourse aiming for the big.

There is always a need to UPGRADE THE TECHNOLOGY.

Lets talk about the sources of finance.

1)finance can be taken from the residing state

2)from banks

3)from lenders

4)IPO

And apart there is always a need to consider some points to keep your business right.

1)always keep a track of your documents of loan

2)keep track of your ratios (inflows and outflows)

3)track of your initial investment (its not your loan)

4)making of a loan

5)guaranteeing of a loan

There ia always a necessary to have an financial advisor or an attorney or tax professional to advice or direct.

When it comes to small business accounting.a track record of these things is necessary.

like banking, payroll,purchase order processing,sales order, job tracking,inventory management and so on...

Women entreprenuers need to keep a close watch on their budgeting and expences which includes the

cash flow,work flexible, checking your monthly budget,and making your budget a restraint.

and also women need to be more bold in securing finances as well organising them . lets see some points where women make mistakes.

1)women usually think about male counterpart domination.

2)generally give up easily.

3)performance benchmarks.

4)lose of authority and control.

so inorder to avoid these women need to make more bold decisions in financing.

Thus after securing a finance,attracting a customer/customers is again a big task, for this there are many online services apart from manual things

online services :

web hosting,with domain names,e-commerce technology,online meeting services,online scheduling,search services,e-mail marketing,web traffic marketing and so on ....

apart from these banner advertising is also there.

Women entreprenuers need to keep a close watch on their budgeting and expences which includes the

cash flow,work flexible, checking your monthkly budget,and making your budhet a restraint.

and also women need to be more bold in securing finance as well organising it . lets see some points where women make mistakes.

1)women usually think about male counterpart domination.

2)generally give up easily.

3)performance benchmarks.

4)lose of authority and control.

so inorder to avoid these, women need to make more bold decisions in financing.

There is always a need to upgrade, through magazines, internet and newspapers and etc.because only the guts and good knowledge about the market, the right timing has made many women achieve what they want.for reference lets take some of the CEO'S names,

Indra Nooyi- PepsiCo,Anne Mulcahy- Xerox,Meg Whitman- eBay..... to name some.

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