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Unclaimed property refers to money or other personal assets that have no owner and cannot be located for a specific period, eventually becoming considered lost or abandoned. Typically, an asset is deemed unclaimed after an owner has had no contact with the holding institution for an extended period, often three years. This can include a wide range of items, from forgotten bank accounts to uncashed checks.

What Types of Property Can Be Unclaimed?

Unclaimed property can encompass a wide variety of assets. Common examples include:

• Savings or checking accounts
• Stocks and mutual funds
• Uncashed payroll checks, refunds, or insurance payments
• Traveler’s checks and unredeemed money orders or