You can begin your trip without any travel life insurance and be self insured. But did you know that if you become ill abroad the costs to treat you could be very high. How would you find a doctor?

Where would you find appropriate healthcare facility? Where would you seek advice? Did you know that HMO's, PPO's and Medicare typically do not cover you abroad?

What's a Deductible

(Also known as excess in UK, NZ, AU) This is the amount that the insured must pay before the travel insurance provider starts paying. This may be an annual amount, an amount for the duration of the policy, or an amount for each incident.

Travel Protection vs Travel Medical

Travel Insurance Protection plans typically reimburse your non-reimbursed travel expenses if an emergency occurs causing your trip to be canceled, interrupted or delayed. Travel Medical insurance is medical insurance designed to reimburse you for medical expenses incurred while traveling.

What if my travel supplier declares Bankruptcy

Many travel insurance protection plans cover lost travel expenses due to travel supplier bankruptcy, but there are substantial differences among plans. Some travel life insurance plans only cover a specified list of travel suppliers, others require that you purchase the insurance within 7-14 days of paying the initial trip deposit. Be sure to check plan details

Why buy travel insurance from us

Most tour / cruise operators and insurance companies sell travel insurance plans from a single company

only. TravelInsuranceCenter allows you are able to compare prices of all major travel insurance companies and select a travel insurance plan that best suits your needs.

Thus It helps. suppose you are planning to go abroad where the treatment is high in abroad when it compared to Indian currency. If you have travel insurance the what ever treatment is reimbursed back to so travel insurance is must while traveling in india or abroad.

Travel Medical Insurance

Emergency Health and Medical Insurance: Covers necessary emergency medical costs incurred while traveling. Check with your health care provider whether your US based medical policy covers you abroad. Often, international travel medical insurance provides benefits that your US based health or medical insurance does not.

Emergency Medical Evacuation Coverage: Covers physician-ordered emergency medical evacuation to an appropriate hospital or medical facility, and can include travel to return home when medically warranted. This coverage generally requires you to contact the insurance provider's hot-line to arrange transportation.

Optional Travel Insurance

Additional travel coverage available on many policies includes flight and travel accident insurance, additional medical insurance, and automobile coverage.

Trip Accidental Death and Dismemberment Insurance: General optional coverage, compensates for loss of life, limb, or specified faculties because of any injury sustained during a trip.

Flight Accident Insurance: Compensates for death or injury sustained during a flight.

Car Rental Collision Damage Waiver: Covers rented automobile collison damage on rental automobiles. May be more comprehensive and economical than what is available from car rental companies in international locations, or than the coverage provided on your own motorist policy.

When to Buy Travel Insurance Policy

It's best to buy your travel life insurance when you book your trip. Some coverage is only available if you buy within a specified period from the time you buy your ticket.

Prompt insurance purchase helps to avoid exclusions for pre-existing conditions... like weather, health, supplier and terrorist situations... which might arise after your trip is booked but before your departure date. Some insurers also give you free extra coverage for prompt insurance purchase.

Useful Tips When Buying Travel Insurance

Compare available travel policy coverage and pricing options to make sure you get the coverage you want.

Read the fine print for each coverage item, to make sure that you understand exactly what is being covered and what's not. When online, read available pages, pop-up help windows, and PDF copies of the policy to check travel policy details.

Check your other personal insurance policies, including home, medical, and credit card coverage travel life insurance to see what protection they do and don't provide. Don't assume that they provide international travel coverage.

Travel Insurance Claims

In the event of any losses or claims while traveling, you will be required to establish proof of your claim. Be sure to file all official paperwork, to get copies of receipts, dated documentation, doctor's reports, etc, and to notify the insurance company of any problems as they occur.

By paying little and gaining more.